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All agents are NOT alike! Find out why I am the #1 RE/MAX Realtor in Central Ohio for the past 6 years. Call me at: 614-792-2222.
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Get Free Presentation On My Home Marketing. Before signing a contract with any RealtorŪ, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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Compare three mortgages
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Richard Sanford is one of The Top
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Welcome! Here You Can Find Great Information about Columbus, Dublin, Hilliard, Powell, Westerville, Lewis Center, Worthington, Upper Arlington, New Albany, Bexley, Southern Delaware County and Central Ohio Real Estate
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Need real estate information about Central Ohio? I've summarized much of what is important about the Central Ohio real estate market within this site. Check out the "Local Information" tab for area links. Need an expert's advice? No web site, large or small, can take the place of a top RealtorŪ with local area knowledge and experience. This site is filled with ways that you can contact me for one-on-one personal help and assistance. Contact me with confidence! I guarantee your privacy will be respected and I offer the services on this site free of charge and without any obligation. Why? Because I want to be YOUR RealtorŪ for life. As your trusted, professional real estate partner, I will help you find the best home in Central Ohio within your price range and parameters. Together, we will sell your home, for as much as the market will allow, and as quickly as possible. Buying and selling a home may be one of the biggest events in your life. As a the #1 RE/MAX RealtorŪ in Central Ohio for the past 6 years, I have the experience and track record you deserve. - Richard Sanford, Broker Dublin Ohio Real Estate |Dublin OH Real Estate | Dublin OH Homes For Sale | Dublin Ohio Houses For Sale | Dublin OH MLS Listings | New Albany Real Estate  |
Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is the highest altitude hotel in the world?
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| A |
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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