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Richard Sanford, REALTORŪ, real estate agent and broker for Columbus, Dublin and Powell Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am the #1 RE/MAX Realtor in Central Ohio for the past 6 years. Call me at: 614-792-2222.

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Richard Sanford, REALTORŪ, real estate agent and broker for Columbus, Dublin and Powell Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Richard Sanford
RE/MAX Achievers

6329 Perimeter Loop Rd.
Dublin, OH. 43017
Toll Free: 1-800-688-7320
Direct: 614-792-2222
Fax: 614-792-3530
Email: richard@richardsanford.com

As the #1 RE/MAX Realtor in the Central Ohio Region for 2002, 2003, 2004, 2005, 2006 & 2007, Richard Sanford is uniquely qualified to handle all of your real estate needs. Whether you are buying a home, selling or relocating, Richard has the experience and skills you are seeking. With over $240,000,000 in closed sales and 1,200 satisfied families to date, Richard and his staff are dedicated to providing YOU finest service available. Call or email Richard with your real estate questions and needs today!

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RE/MAX Achievers real estate and homes for sale in Columbus, Dublin and Powell Ohio RE/MAX Achievers real estate and homes for sale in Columbus, Dublin and Powell Ohio

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